I purchased a Nikon Coolpix S4100 camera in November of 2011 at Target. I did not take out an extended plan and Nikon's warranty is one year.
At sixteen months after purchase my photos started looking like double exposures and there were weird colors in some of them. I was told it is either a shutter or lense defect. I keep my camera in a case and do not abuse my things. All Nikon would do is offer to look at it via my shipping it.
I would have to pay for any work. I was told it would probably be cheaper to buy a new camera. Nikon used to have a great reputation.
This is no longer true in my opinion. I will never purchase a Nikon product again.
Monetary Loss: $135.